Your Trusted Mortgage Lender in Clovis, CA
Clovis is known for its top-rated schools, charming Old Town, and family-friendly neighborhoods — making it a popular choice for move-up buyers and families. I help Clovis buyers navigate financing with programs tailored to their goals, from first-time purchases to refinancing.
About the Clovis Housing Market
Clovis combines a historic small-town feel with growing master-planned communities on the north and east sides. Its school district and quality of life make it especially attractive to families, which keeps demand steady. Buyers here often weigh newer construction against established neighborhoods, and the right loan program depends on the home type, price range, and your financial picture.
Areas We Serve in Clovis
Loan Programs for Clovis Homebuyers
Common programs for buyers in Clovis. We'll match you with the right one based on your goals and financial picture.
Conventional Loans
Flexible financing for buyers with solid credit.
Learn moreFHA Loans
3.5% down. More flexible credit. Great for first-time buyers.
Learn moreVA Loans
Zero down. No PMI. For veterans and active-duty military.
Learn moreFirst-Time Homebuyer Programs
Programs built for your first home purchase.
Learn moreJumbo Loans
Financing for homes above conforming loan limits.
Learn moreWhy Work with Marcus in Clovis?
Local expertise matters when navigating the Central Valley real estate market. Here's why homebuyers in Clovis trust me.
Local Market Knowledge
Deep understanding of Clovis neighborhoods, property values, and local market trends to give you a competitive edge.
Transparent Process
No hidden fees or surprises. I explain every detail of your loan options so you can make confident decisions for your family.
Personalized Programs
Access to a wide variety of loan programs so we can find the most competitive rates and terms for your specific situation.
Clovis Mortgage FAQs
Can I buy a home in Clovis with a small down payment?
Yes. Conventional loans can require as little as 3% down and FHA loans 3.5% down. For eligible veterans, VA loans offer 0% down. Down payment assistance can further reduce your out-of-pocket cash.
What about newer construction in Clovis?
Newer construction in Clovis often qualifies for conventional and FHA financing. Some builders offer preferred lender incentives. We'll review the home type and any builder requirements to match you with the right program.
Buying a Home in Clovis?
Get pre-qualified with a local lender who knows the Clovis market. No obligation — just clear answers and a plan that fits your goals.
- Local, personalized guidance
- Down payment assistance explored
- Fast, transparent pre-qualification
Other Areas We Serve
What My Clients Say
Don't just take my word for it. Here's what families in the Central Valley have to say about their experience working with me.
"Marcus made buying our first home an absolute breeze. He explained everything clearly and was always available to answer our questions. We couldn't have asked for a better experience!"
Sarah M.
First-Time Homebuyer
"We refinanced with Marcus and the process was incredibly smooth. He found us a great rate and closed fast. Highly recommend his services to anyone in the Fresno area."
David & Jessica T.
Homeowners
"As a veteran, I wanted someone who understood VA loans. Marcus was extremely knowledgeable and helped me navigate the entire process with ease. True professional."
Michael R.
Veteran
Let's Get Started
Ready to take the first step towards homeownership? Fill out the form or reach out directly.
Call Me
(559) 799-3813
Email Me
mcavazos@wpfloans.com
Your information is secure and never sold to third parties.
Pre-Qualify Now
No credit pull required to get started.